(… هُوَ الَّذِي يُصَوِّرُكُمْ فِي الْأَرْحَامِ كَيْفَ يَشَاءُ ) (It is He who forms you in the wombs however He wills.…): The verb here is in simple present (forms) not the past (formed). This is meant to indicate it as a matter of fact. Conceiving is never like molding where you may make hundreds of thousands of pieces following the same model. While conceiving, the egg can be fertilized at the womb and, then, pregnancy, takes place at any moment. Allah (swt) says:

 {وَمِنْ آيَاتِهِ خَلْقُ السَّمَاوَاتِ وَالْأَرْضِ وَاخْتِلَافُ أَلْسِنَتِكُمْ وَأَلْوَانِكُمْ ۚ إِنَّ فِي ذَٰلِكَ لَآيَاتٍ لِّلْعَالِمِينَ}

(And of His signs is the creation of the heavens and the earth and the diversity of your languages and your colors. Indeed in that are signs for those of knowledge.) (Ar-Room: 22)

Thus, forming in wombs means getting the thing at a particular form: male or female, dark or fair, of different tongues or colors … etc. This is forming in wombs as the Almighty wills. He has made people with five fingers in a hand; yet, He may make someone with six, seven or even three fingers. Allah creates someone who’s blind; another one who’s deaf; and another one who’s got a defect; and so on. But, what’s the point behind that? The Almighty wants to draw the attention of people some of whom may think, as a result of the routine, that the creation is constant with no change. So, there comes a reminder to them that they are in the world of changeable where man can be healthy, rich, or alive and become ailing, poor, or dead respectively. Thus, such defect is aimed at making man consider Allah’s blessings and never dismiss them.

( لَا إِلَٰهَ إِلَّا هُوَ الْعَزِيزُ الْحَكِيمُ … ) (…There is no deity except Him, the Exalted in Might, the Wise): Allah is Exalted in Might, and, thus, undefeatable. He is in no need of humans. Yet, He is also Exalted in Wise. So, no one should ask why that person is created one-armed, blind, deaf, or dumb because they lack wisdom. So, as we talk about the wisdom in religious matter, we have to highlight the fact that when someone believes in Allah (swt) and gets persuaded, with mental and verbal evidence that there is one god only who is the Creator, the Supreme Fashioner, the Initiator, they abide by the orders as given by the Almighty rather than for the wisdom in them. This is because who follow the wisdom in the orders worships the orders rather than Allah who is Exalted in Might. That’s why we have: (the Exalted in Might, the Wise.) For instance, a true believer never says that he or she will not eat pork because it harms the liver or not drink wine because it makes them lose their consciousness, and so on. A true believer abides by the order as a matter of obedience to Allah. Then, it’s fine if the wisdom is stated, and if it’s not stated then obedience to Allah is there at the first place. In this context, Prophet Muhammad (saws) says:

“None of you is a believer till his desire follows what I have brought[1].”

[1] Hadith no. 41, P. 43, Vol. 1, Jame’ Al-Ulum wal Hikam