(الَّذِينَ إِذَا أَصَابَتْهُم مُّصِيبَةٌ  ) (Who, when disaster strikes them.): strikes means happens.

( قَالُوا إِنَّا لِلَّهِ وَإِنَّا إِلَيْهِ رَاجِعُونَ  ) (say, “Indeed we belong to Allah, and indeed to Him we will return.”): They had patience before they say this. They express their patience by saying; “Indeed we belong to Allah, and indeed to Him we will return.” This is the key of patience. Allah (swt) would not damage what is in His kingdom but rather He (swt) gives what is in His kingdom.

Hence, I belong to Allah (swt) and my final end is to Him. “Indeed we belong to Allah, ” I am from Allah (swt) and to Him I return, so we attribute ourselves to Allah (swt), and do not come out of the custody of Allah (swt), rather we keep ourselves in the custody of Allah (swt).

We will return to Allah (swt), and we know that He (swt) is the one Who will reward good with good. Therefore, we will be patient, and He (swt) is fair towards us, either in our grievances or in our trials; because we belong to Him and would return to Him (swt):

 {إِنَّ إِلَىٰ رَبِّكَ الرُّجْعَىٰ }

(Indeed, to your Lord is the return.)  (Al-Alaq: 8)